Unclaimed money lists are the most valuable tool to unclaimed money finders.
Most states offer a search of their database online, but they don’t give the valuable information that you need to work as a finder.
For example, if you were to do a search in California, you would have to enter a name and wait for the search engine to give you the results.
Let’s enter “Smith” as an example:
You can see that Smith being a common name offers over 200,000 results:
If you click on one of the tabs with an address, you will get more information, including the amount owed and where the money came from:
However, this is not the way you want to search for unclaimed funds as an unclaimed money finder!
Doing it this way (above), you’re entering a name and then hoping to get a positive search result. Then, if you do get a positive result, you have to see how much is coming to that person.
There is a much easier way!
Many states provide lists to finders that contain all of the information you need to start your searches.
Here is a screenshot of part of the list from California:
The names are whited out because you need to be registered in California to search as an unclaimed money finder there so we’re really not supposed to show this information, but I want you to see the benefits of having a list to work from.
As you can see, you get the names, the addresses, the property ID and most importantly, the dollar amounts!
Now that you have everything you need, you can start your search the right way!
When you get the list from California you can sort it a variety of ways including by dollar amount.
The list in California sells for $150, which is on the higher end as far as lists go, but it does have millions of accounts on it worth over $6 billion!
All you need to do is find one person owed $1500 and you can make that back.
You can see the order form for the California list here. However, as I mentioned, you do need to be registered in California to search there. You can get more information on becoming a California unclaimed money finder here.
Not every list costs as much as California’s does. For example the unclaimed money list for Ohio is only $2.50. This list has over 5 million names on it!
Here is a screenshot taken from Ohio’s unclaimed money finder list:
Again, I had to white out the names as you have to registered as a finder in Ohio to work with the list, but I wanted to give you an idea of what is available on these lists.
You can get more information on becoming an Ohio unclaimed money finder here.
Not every state charges for their list. Alaska charges $25 for their list but offers it as a free download on their site.
Here is a screenshot of the list from Alaska:
Alaska may be far away, but it is the same price for a stamp to send someone a letter letting them know they have unclaimed money coming to them as it would be for any other state.
You can get more information on becoming an unclaimed money finder in Alaska here.
It’s not just states that let you find unclaimed money for a fee.
There are many counties holding unclaimed money that let you search for their owner for a fee.
Here is a screenshot from the Franklin County Auditor in Ohio:
Franklin County, as most counties with lists, do not charge for them. They also have certain rules that you have to follow but they usually don’t have limits on the fee you can charge (as opposed to most states).
The below table can be very helpful. It contains information on the fees you can charge as an unclaimed money finder in a particular state, whether you need to be a private investigator or not, and the cost of the list used in your searches.
As I mention in the Guide , rules do change occasionally, so it is in your best interest to contact the state(s) you want to search in to make sure you have the most up to date information.
Use the “Previous” and “Next” arrows at the bottom of the table to go through the states.
|What data is kept|
the asset locater?
|What is the
owner data is
|Alaska||Yes||10% & 20%||No||No||CD or|
|Arizona||No||33%||Yes||N/A||N/A||All until a claim is|
filed and they
produce a valid
|$150||SSN and Account|
|Colorado||Yes||20% & 30%||No||property desc, ssn/fein||24 mos|
|Connecticut||Yes||10%||No||Yes||CD of a PDF|
|Georgia||Yes||10 Percent||No||No||CD||$50||Owner Address,|
|Idaho||No||No Limit||No||No||none||n/a||owner address,|
amnt, SSN, etc
on extent of
|Ten cents per page||Dollar amount,|
|Maine||Yes||No Limit||Yes||Yes||CD of PDF|
|Maryland||Yes||No Limit||No||N/A||Paper List||Dollar|
|Michigan||Yes||N/A||No||Yes||CD||2.5 cents per|
record up to
100,000; 0.5 cents
per record over
and ss number
|Missouri||Yes||20%||No||Yes||CD||$50||No SSN, No dollar|
amount over $50
|New Mexico||Yes||No Limit||No||N/A||paper list,|
|ssn, account #|
|New York||Yes||15%||No||No||CD||$25||Dollar amt, SSN||none|
|Yes||20% (or $1000, whichever is less)||Yes||Yes||CD||$15||SSN||24 months|
|North Dakota||Yes||10%||Yes||Yes||CD in PDF|
|property value and|
|Ohio||Yes||10%||Yes||No||CD/DVD||$2.50||SSN, Acct# limited|
to last 4 digits, FEIN
|No||No||CD||$25 CD||Only provide last|
known name and
LKN & address
|Oregon||Yes||No Limit||Yes||Yes||CD, paper||$150 per|
|Rhode Island||No||N/A||No||No||N/A||N/A||N/A||2 years|
|Tennessee||Yes||10%||Yes||Yes||$200||SSN, HIPPA info||Property held
1 year from
|Texas||No||10%||Yes||CD, online||Depends on what|
|Utah||No||No Limit||No||N/A||N/A||NA||SSN, Acct #, $$||24|
|Vermont||Yes||10%||No||No||CD||$2.64 for CD||SSN, Account|
|Virginia||No||10%||No||No||CD if request|
criteria of FOIA
|reasonable cost to|
Name and City
|Washington||Yes||5%||No||No||paper list||cost of paper||SSN, owner names||N/A|
|Yes||10%||No||No||e mail/online||N/A||SSN, usually dollar|
|West Virginia||Yes||No Limit||No||No||online||No fee||street address,|
desc, amount, ssn
|Wyoming||Yes||No Limit||No||Yes||CD||$1,000||SSN||2 yrs